Kieran White Posted November 22, 2017 Report Share Posted November 22, 2017 Hi All, My wife and I have not long moved to WA (around 7 months ago), We have began the process of shopping for a house. We are both UK nationals with history investment properties in the UK, does anyone know what financial record we will have to show for a mortgage (e.g. in the UK it's three years of accounts or payslips)? Any recommendations of banks would be welcome too. Thanks. Kieran Quote Link to comment Share on other sites More sharing options...
ali Posted November 22, 2017 Report Share Posted November 22, 2017 As new migrants we needed a letter from our employers stating we were employed and what our annual salary was. We also produced a bank statement to show our funds/savings. We opted to get our mortgage with our Bank Westpac who at the time were offering the best interest rates . Quote Link to comment Share on other sites More sharing options...
qprdan123 Posted November 24, 2017 Report Share Posted November 24, 2017 On 22/11/2017 at 16:11, Kieran White said: Hi All, My wife and I have not long moved to WA (around 7 months ago), We have began the process of shopping for a house. We are both UK nationals with history investment properties in the UK, does anyone know what financial record we will have to show for a mortgage (e.g. in the UK it's three years of accounts or payslips)? Any recommendations of banks would be welcome too. Thanks. Kieran My brother in law is a mortgage broker here in Perth, happy to send you his details if you like... Quote Link to comment Share on other sites More sharing options...
Kieran White Posted November 27, 2017 Author Report Share Posted November 27, 2017 Thanks both for the replies, helpful info re: the documentation. Thank you re: the mortage broker, we are actually already working with one now but thank you for the recommendation. Quote Link to comment Share on other sites More sharing options...
JaseandAnne Posted January 3, 2018 Report Share Posted January 3, 2018 We found because we had no history here and didnt have a massive deposit there were not many lenders who would lend what we wanted. It wasnt a lot of money either considering and we could well afford it. Sadly as new migrants they make you a high risk, we ended up going with the government Key start that back in the UK I would never have considered a lender like this as the interest rate is higher. In the UK we have/had an excellent credit rating so lending was thrown at us. Here you are unknown unless you have plenty of money for a deposit! Quote Link to comment Share on other sites More sharing options...
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