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Moneycorp FX rate worse than Xe.com??


piccolo

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Guys, I've an account opened with Moneycorp to move my Euro over to my aussie bank account but when I got a rate quote off them, it's €200 euro LESS than when I do a conversion on XE.com....what gives? I thought they were suposed be to be giving the best rates around or am I incorrect in thinking that? What exactly is the incentive to use them?

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Sorry to hear your experience but I am in a same situation like you struggling how I can transfer money from UK to Aus without loosing out. Hope we can hear a reply from the experience of others.:unsure: Is it worth bringing cash and exchange it there in Perth?

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Doing a conversion using an online tool such as the xe one won't tell you the rate you'll get personally, it displays the 'mid market rate' which is the mid point between the 'buy' rate and the 'sell' rate. Besides the rate you'll get, you'll need to factor in any transactions fees that companies may charge.

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thanks JAK...I used Moneycorp because a few people here seem to have used them and I opened an account with NAB for the same reason. I think I'll just have to go ahead as it would be a real inconvenience to have to go through providing ID etc to another company when the difference between them may end up being minimal.

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Doing a conversion using an online tool such as the xe one won't tell you the rate you'll get personally, it displays the 'mid market rate' which is the mid point between the 'buy' rate and the 'sell' rate. Besides the rate you'll get, you'll need to factor in any transactions fees that companies may charge.

 

Indeed. I've started looking into converting some money as hopefully will hear about visas shortly. I phoned Moneycorp and HiFX to see what they would do. You need to be able to make an exact comparison, there can be some obfuscation as there are different rates and charges (I'm sure everyone knows that anyway). So far Moneycorp appear to offer the best rate (I asked what % commission they took off the exchange rate).

Depending on the sum of money, there may be little difference between companies and so it's just a choice of which is more convenient for you and of course which is the safer option. The exchange rate is certainly more favourable than it was a few months back! My hourly addiction of monitoring the exchange rate will continue until I've bought some $...

 

All the best

Ross

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